G:
You've asked a few questions in one, so I'll answer by parts and then give you my not-at-all-humble opinion. We've spoken, so I think I understand where you are in your sailing "journey," but please excuse me any presumptions.
-Roller Reefing sucks! As you noted, you need something to attach your block to, most people use an additional piece of gear - "Reefing Claw". Good luck finding one, they're no longer made. But worse yet, imagine rolling your boom (without a handle, bigger boats had a winch handle for this), working the halyard and topping lift, and detaching and re-rigging your mainsheet, while in a rapidly rising wind?). ***CORRECTION***You'll have to heave to, not hard to do, but everything else involved in roller-reefing is a real bear single-handed***END CORRECTION****Works better in theory than practice, where it doesn't work at all. And the aerodynamics are terrible and it quickly ruins your sails. No thankyou.
-Dunno about setting up a loop for your mainsheet block up on the boom. How do you keep it short enough when you're NOT reefed? How do you keep it from wearing a groove into your sail when you ARE reefed? See above for why roller-reefing sucks. Don't do it.
-Most people slab-reef or jiffy-reef. Look up the details on google and on this forum. You can put in your own reef points (sailrite kit) or get a sailmaker to do it ($100ish per set), but remember to also budget cheek blocks, eye straps, cleats, and additional line. Don't do "single line reefing", too much friction, way overkill for our little boats, and hard to set up right.
-My unasked-for opinion
- Once again, Crawl, Walk, Run. Reefing is "nice to have," not "need to have." I myself finally got a slab-reefing setup this year, haven't used it yet.
Up to now my #1 reefing tool has been windfinder.com - the spot weather forecast. If it's gonna blow too much for my comfort zone, then I stay home. Here's your closest measuring station:
https://www.windfinder.com/forecast/cla ... um_airportYou'll see that there are two forecasts, the "regular" one for 10 days and the "superforecast" for next 48 hours. The 48 hour one is more accurate (and hourly). Both forecasts are actually for about 50' off the ground, so subtract a few mph for your reality. And don't rely just on a forecast, learn to predict the wind yourself (google, youtube, plenty of resources to teach you). Strong winds don't just blow up out of the blue, you can predict it. Bottom line, even when I am not sailing, I'm watching the wind, checking the forecasts, comparing against what I see, what I feel, clouds, how the trees are moving, what the birds are doing, contrails on passing planes, how it all changes during the day, what happens as fronts move in, thunderstorms brew up, etc. For instance, right before most storm fronts, the wind blows strongly TOWARDS the front, counter-intuitive but that's what happens. Birds get awfully quiet before a big storm and head for shelter. Forecasts won't show that. Anyway, I strive to "Always Be Learning," even when I'm not sailing, I'm sailing.
There's two situations for winds that are "too strong" (I use quotes because there's actually no such thing, right?) - strong gusts and strong sustained winds. For a strong gust aka puff, learn how to deal with them - ease, hike, trim. Worst case, luff up. It's part of sailing. Learn to see them coming on the water (and, for us lake sailors, in the trees). But they pass. The strong sustained wind, too much to handle for the day? Well, you should have predicted them (see above), but let's talk worst case. You're caught out in a sudden squall.... Drop all sail and run for shore, remember to pull up your board at last moment and let her beach. Wait it out. I haven't had to run under bare poles on a DS yet, but a few times on other boats. Scary, but you'll be fine. If you can get your engine started, drop all sail and head slowly upwind. Is any of this going to happen on an inland lake? I doubt it. Otherwise, drop your jib and head back to the ramp under main. Tacking can be hard, but not impossible.. this is why I usually head upwind FIRST when I go on a daysail.. I can always run home. Beware the tendency to underestimate the true wind when you are on a run (since your apparent wind is now LESS than than the true wind). Do some practice sails on "edge of your comfort zone" days to get used to it all.
Before investing in reefing ability, I invested in sail controls - good vang, outhaul, cunningham (actually boom downhaul), and just because I'm anal, a jib halyard tensioning system. Being able to de-power your sails by flattening them (with the above controls) is your 'first line of defense" and really all you need for most conditions. Also, a second body on the boat REALLY helps. Even if they don't sail, just having self-moving ballast considerably changes the boats handling in higher winds (just don't call them that! self-moving ballast...). Absent compliant friends, try a sandbag or two, strapped to the trunk. There are days where my go or no-go decision relies purely on me getting my favorite crew off his lazy butt... it's a real BLAST when we're both in sync on a nice howler of a day. Bottom line again, for us daysailers, you don't NEED reefing for storms or sudden strong winds, you WANT it to extend your "comfort zone," days that you can go out sailing.
Anyway, hope this is helpful. As in all things, work your way up slowly. And the motto once you do have well-set up reefing - reef early!