welderr wrote:I bought a project boat a few years ago and work on it when I can I have often thought of selling it and buying something ready to sail. I just have a very complicated life and find that my most valuable asset is time, which is something I have no control over

Some people's hobby is boat restoration / maintenance, not actually sailing, and for some, it's the opposite. The latter will often do the absolute minimum of work required to get or keep their boats afloat and sailing, eschewing anything that would improve cosmetics (but not taking shortcuts when it comes to safety).
Used DaySailers should be cheap enough that you can afford both a project boat and one for sailing, if you are so inclined.
I found for myself, I'm somewhere in the middle. I have bouts where I focus on boat restoration/upkeep/upgrade and times when I just want to be on the water. After some years, I realized that I was sailing less often than I wanted, because I was waiting for the "perfect" occasion: Goldilocks wind, perfect weather forecast, no competing items on the schedule, etc. My solution was to join a local fun race. That provided a definite time each week to be on the water, after work hours. And a chance to meet some people both on the water and afterwards.
Having it on a schedule makes it easier to plan for setting aside time, and the wind and weather are always a bit different on the lake than what the forecast confidently promised. Right now, I can't wait for the current crisis to abate enough to make all that possible again.